Bankruptcy Debt Management Bankruptcy Or Debt Management?

Bankruptcy or Debt Management? - bankruptcy debt management

I was fired from my job two years ago and returned to school, our credit is so bad, I can not even have a checking account! My husband and I lost our home because of the exclusion and about 10 km in the credit and hospital costs. Our credit is ruined breaks hurt more? My husband and I are afraid Debt Management Company, was his aunt, took all his money through every level! We have three children and I know that Mang debt. Companies that are not in the frequency of baseball, boy scout trips and football cleats in numbers. Am I selfishly want my children to participate in extracurricular activities?